Purchasing a house is a massive decision in one's life. That is why you need to have proper and extensive research and plan to meet all your needs and requirements.
Buying a property in Dubai is different than it might be in your home country. That is why we bring you a short and practical guide that will help you get familiarized with the process and steps to make the property purchase smooth for you.
Arrange your Budget: 
One thing that you must have to do is to set a budget. If you have decided that you would be buying property in cash, then make sure that you have enough on your hand so there are no delays at the time of transferring the money.
If you are getting a mortgage, speak to a mortgage advisor and get a pre-approval from the bank. This pre-approval will tell you how much you can spend. Keep in mind that you need to have a minimum deposit of 25% to get a mortgage. 
Find a RERA Qualified Broker:
After you have arranged the amount for your new house, it's time for you to arrange a RERA ( real estate regulatory agency) qualified broker. Find a trustworthy broker, which can help you to get your ideal home or investment property. A "Form B" will be provided to you that you need to sign. This form will show and confirm that your broker will represent you in our future negotiations.
Quickly Make an Offer:
After searching, when you find the home that you love, don't leave it behind but move quickly from thereon. Make an offer on that house as soon as possible. Moving quicker will put you in a stronger negotiating position. Keep your pre-approval of the mortgage and 10% ready to secure the unit.
Paying the Deposit: 
Once you agree on a price, you will enter into a legal binding known as MOU ( memorandum of Understanding), known as "Form F" in RERA. This process would be done through the Dubai broker app, and you will be asked to provide a cheque written on the same day for a 10 % deposit and the commission for the broker's company.MOU should include everything from paying rent and service charges to the length of time allowed for transfer.
Get the No Objection Certificate (NOC) : 
Before purchasing the property, you need to get a No Objection Certificate (NOC) from the property developer. This NOC is the assurance that the property is free from any service charges. In most cases, the services of a professional conveyancer are required to help you with your sales prices.

"BLOCK” the Property:

If the property you are getting has a mortgage on it, then you will go through "blocking'.
The seller receives a “liability letter” from the loaning agency or the bank, only then they will come to the Dubai Land Department to block the property with the help of four cheques. One cheque would be in the name of the seller's bank for the outstanding mortgage and one in the seller's name for the remaining purchase price. One cheque would be issued in DLD's name for a 4% transfer fee. And lastly, a cheque will be issued in the agency manager's name.

Transfering of the Property: 

On the day when the seller would transfer your property to your name, you would have to meet at the transfer office with your conveyancer, broker, and seller. You can only make property purchases with cash or a manager's cheque, so make sure that you keep your manager's cheque ready. A cheque of 4% of the property's value will be needed for DLD transfer fees, and cash would be required for the DLD office as administration fees. Once the transfer is complete, the sale will be registered with the DLD, and you will get your new title deed and keys to the property.
Conclusion:
Becoming a homeowner is a huge milestone to achieve. However, before buying a property, it is reasonable to do proper research. When purchasing a property, keep these things in your mind. If you already have the know-how, then the process of purchasing property will run smoothly.